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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good service

Very good service as always from Zopa Reviewed on: 15th January 2026

Everything very good,no hassle card

Everything very good,no hassle card Reviewed on: 15th January 2026

From beginning been so helpful and accommodating & i...

From beginning been so helpful and accommodating & informative Reviewed on: 15th January 2026

Great Provider

Zopa were there when I needed them Reviewed on: 15th January 2026

It was easy to set up and the received swift...

It was easy to set up and the received swift decision Reviewed on: 15th January 2026

Fantastic experience

Fantastic experienced every thing is very simple and straightforward. Reviewed on: 15th January 2026

Its been great.

Its been great. They gave me a card when nobody else would touch me due to poor credit Reviewed on: 15th January 2026

So handy to have in emergency and every day use...

So handy to have in emergency and every day use Reviewed on: 15th January 2026

excellent service the App is very easy to use and th...

excellent service the App is very easy to use and the team are very responsive Reviewed on: 15th January 2026

Friendly fast and easy.

Friendly fast and easy. Quic6 decision Reviewed on: 15th January 2026

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