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Zopa: Credit Card reviews

4.93
Based on 40,265 reviews, last reviewed 3rd May 2025
74% increase in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenient to use Ideal for me as can but between pay days and pay when get paid dobt miss out on bargains Reviewed on: 3rd May 2025
Maureen Martin's avatar
Maureen Martin

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (40265)

Review of the Zopa, Credit Card:

My opinion

4
Credit limit not so good? I have good use of my card but sometime I find I have to use other means of pay because the credit limit is so low Reviewed on: 5th March 2024

Easy set up

5
Easy to register and straight forward to set up using the online app. Nice simple end to end peocess Reviewed on: 29th April 2025

Easy to use facilities and excellent customer servic...

5
Easy to use facilities and excellent customer service will definitely be keeping my account Reviewed on: 29th April 2025

An excellent credit card provider

5
From the application stage through to the arrival of the physical card was a very quick and straightforward process. The accompanying App is superb, intuitive and clear. The Zopa Customer Service Staff are superb, interested, professional and highly knowledgeable. The interest rate is very fair. Reviewed on: 29th April 2025

Top notch company

5
Easy to work with an customer service good plus rates good Reviewed on: 29th April 2025

Easy to use, information is available at all times

5
Easy to use, information is available at all times Reviewed on: 29th April 2025

Quality service

5
I have always had good service with Zopa and they keep me updated with everything I need to know. The online banking app is excellent and provides easy access to my account. Their customer service is very supportive when I had to call and resolved my query instantly. Reviewed on: 29th April 2025

Very easy to understand and work with

5
Very easy to understand and work with Reviewed on: 29th April 2025

I love to use zopa credit card for my daily use.

5
I love to use zopa credit card for my daily use. Reviewed on: 29th April 2025

Transparent and easy to use.

5
Transparent and easy to use. Good communication when required Reviewed on: 29th April 2025

Good I used to nice I hope use everyone

5
Good I used to nice I hope use everyone Reviewed on: 28th April 2025

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