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Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (38455 reviews)

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4.93

Based on 38,455 reviews, last reviewed 18th Apr 2025

20% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great app format and Easy to navigate Great app format and Easy to navigate Reviewed on: 18th April 2025

Latest lowest rating:

1

Immature Company You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (38455)

Review of the Zopa, Credit Card:

I’ve been using the Zopa credit card for a while now...

I’ve been using the Zopa credit card for a while now, and I must say, it has been a fantastic experience. The standout feature for me is the Zopa mobile app—it’s incredibly intuitive, allowing me to track spending, set payment reminders, and manage my card with ease. Everything is clear and well-organized, making financial management simple even for someone who isn’t tech-savvy. Another huge plus is the customer service. Whenever I’ve had a query, their team has been quick to respond and genuinely helpful, which isn’t always the case with credit card providers. The application process was also fast and hassle-free, with a quick decision and smooth onboarding. The interest rates and fees are competitive, and I love that Zopa offers real-time spending insights to help me stay on top of my finances. However, one area for improvement would be the ability to request credit limit increases, as this currently isn’t an option. Also, at the time of writing, Apple Pay and Google Pay aren’t supported, which would be a great addition for convenience. Overall, if you’re looking for a modern, app-based credit card with great customer support and easy financial tracking, Zopa is a solid choice. I’d highly recommend it to anyone who values a digital-first experience! Reviewed on: 26th March 2025

Great service.

Great service and best card. Its been a while that I am using Zopa. Loved it. Reviewed on: 18th April 2025

Great company

Great card Easy App for anyone to use.. and you’re able to pay money any time you want to. And this company keeps you updated on anything going on including your credit report must have app. And also you can use there bank account better than your Run of the Mill credit card how do nothing for there customers. I’m Extremely Happy with this service Reviewed on: 18th April 2025

Respectable

A very official bank theory well they notified people of any account payment going out, and they don't agree with I. Think it might be fraudulent and a very good old way round, very helpful, very trustworthy. Thank you very much Reviewed on: 18th April 2025

been great not used it much at mo just getting on my...

been great not used it much at mo just getting on my feet Reviewed on: 18th April 2025

Excellent

Easily app, professional service very happy Reviewed on: 18th April 2025

I am very very happy just opened an account with the...

I am very very happy just opened an account with them too was easy to do Reviewed on: 18th April 2025

Great service love the card facilities

Great service love the card facilities Reviewed on: 18th April 2025

Great company.

Great company. I had bad credit years ago and zopa picked me up. Had several credit raises since as paid all and on time. Still use to this day Reviewed on: 18th April 2025

Had no issues whatsoever.

Had no issues whatsoever. Prompt statement and excellent customer service. Reviewed on: 18th April 2025

Really easy to use app and intuitive features alongs...

Really easy to use app and intuitive features alongside a great product Reviewed on: 18th April 2025

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