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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 12th Jun 2025

17% decrease in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

A great little app managed card, ideal for building... A great little app managed card, ideal for building your credit rating. I just wish their customer support was a bit more responsive, they do respond ... Read more Reviewed on: 12th June 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40269)

Review of the Zopa, Credit card:

Excellent

Excellent company live updates and easy to use app even for us oldies fantastic company highly recommend to others Reviewed on: 11th April 2023

Best of the best

Never had any problems from day one Reviewed on: 29th April 2025

Fast and efficient decision making

Fast and efficient decision making Reviewed on: 29th April 2025

Prompt response to all enquiries

Prompt response to all enquiries Reviewed on: 29th April 2025

Easy to use, transparent credit card

It was such an easy process from start to finish. The application process was easy and was very transparent. Nothing was hidden. The app is very easy to use with the most important information right on the front screen. Reviewed on: 29th April 2025

been great all round.

been great all round.never had a problem Reviewed on: 29th April 2025

Easy to apply great customer serviceEasy to understa...

Easy to apply great customer serviceEasy to understand app Reviewed on: 29th April 2025

Easy set up

Easy to register and straight forward to set up using the online app. Nice simple end to end peocess Reviewed on: 29th April 2025

Easy to use facilities and excellent customer servic...

Easy to use facilities and excellent customer service will definitely be keeping my account Reviewed on: 29th April 2025

An excellent credit card provider

From the application stage through to the arrival of the physical card was a very quick and straightforward process. The accompanying App is superb, intuitive and clear. The Zopa Customer Service Staff are superb, interested, professional and highly knowledgeable. The interest rate is very fair. Reviewed on: 29th April 2025

Top notch company

Easy to work with an customer service good plus rates good Reviewed on: 29th April 2025

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