Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa was easy to deal with.

Zopa was easy to deal with. Fast application and a good starting credit limit. They have a great app that helps you keep track of spending. It feels that they are there for us Reviewed on: 15th January 2026

Really happy with the service received and the Zopa...

Really happy with the service received and the Zopa App is really easy to navigate! Reviewed on: 15th January 2026

Quick, friendly and helpful.

Quick, friendly and helpful. Customer services are very efficient. It took next to no time to resolve my issues. I also like the banking app and how user friendly it is Reviewed on: 15th January 2026

Really easy to use and affordable with a great frien...

Really easy to use and affordable with a great friendly team who are willing to help with any issues. Reviewed on: 15th January 2026

Very fast and efficient service.

Very fast and efficient service. Any issues are dealt with quickly. Will contact you as soon as any suspicious activity Reviewed on: 15th January 2026

It good and easy to use and helping me build...

It good and easy to use and helping me build my credit Reviewed on: 15th January 2026

Easy peasy

Easy to set up my accounts. My account opened and was able to use instantly. Easy to navigate through the online app. Good rates and a happy customer. Reviewed on: 15th January 2026

Excellent

Excellent service. Always on hand if needed. Reliable x Reviewed on: 15th January 2026

Zopa promptly resolves issues raised

Zopa was able to resolve my issues on false payment. Very responsive to my enquiries and speedy resolution to issues raised Reviewed on: 15th January 2026

Zopa has been so handy for me when I am need of cash.

Zopa has been so handy for me when I am need of cash.Helping build my credit score as well Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fluid Credit Card
from NewDay 3.61 from 105 reviews
Gold Credit Card
from American Express 4.51 from 25 reviews
Credit card
from Vanquis 4.39 from 598 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub