Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

No issues very pleased with my time at ZOPA

No issues very pleased with my time at ZOPA Reviewed on: 15th January 2026

I was in a terrible situation and Zopa helped out...

I was in a terrible situation and Zopa helped me out of the hole I was in I can’t thank them enough Reviewed on: 15th January 2026

Gave me a card when needed.

Gave me a card when needed. Always avaible for advice and help. Reviewed on: 15th January 2026

Best credit card I’ve used.

Best credit card I’ve used. Easy to manage on app. Reviewed on: 15th January 2026

Zopa has very excellent customer service

Zopa has very excellent customer service Reviewed on: 15th January 2026

Excellent service , easy to use and fair limits

Excellent service , easy to use and fair limits Reviewed on: 15th January 2026

Good card service very easy to use

Good card service very easy to use Reviewed on: 15th January 2026

Never had any issue and ones I have had have been so...

Never had any issue and ones I have had have been sorted immediately Reviewed on: 15th January 2026

Simple app to manage the account with ease

Simple app to manage the account with ease Reviewed on: 15th January 2026

Excellent service.

Excellent service. Love the app and find them to be very transparent. Easy to get any assistance or info you need. Great company. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from American Express 3.50 from 127 reviews
Chrome Card
from Vanquis 4.08 from 8 reviews
Credit card
from The Co-operative Bank 3.46 from 37 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub