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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent App really easy to use

Excellent App really easy to use Reviewed on: 24th April 2025

Been great works when I need it to increased my limi...

Been great works when I need it to increased my limit recently so happy with that u still want a little more so here it is Reviewed on: 24th April 2025

5 stars for Zopa

Cannot fault it Always keep you up to.date Reviewed on: 24th April 2025

Good way of maintaining financial activity.

Good way of maintaining financial activity. Reviewed on: 24th April 2025

Zopa is suits me good

I am using every month this card it is secure and comfortable Reviewed on: 24th April 2025

All been good every time I have dealt with them...

All been good every time I have dealt with them Reviewed on: 24th April 2025

Excellent company easy to contact really easy app to...

Excellent company easy to contact really easy app to use Reviewed on: 24th April 2025

Friendly helpful, txts every time you spend that how...

Friendly helpful, txts every time you spend that how I found out my card had been used by someone other than myself , was sorted out with in two weeks fully refunded and new card sent out Reviewed on: 24th April 2025

Easy transactions

Zopa have been very easy to deal with, comprehensive and discrete application with a quick response to my requests Reviewed on: 24th April 2025

Great credit card with very fair rates of interest

Great credit card with very fair rates of interest Reviewed on: 24th April 2025

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