Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Amazing services ,no issues with the card,serious se...

Amazing services ,no issues with the card,serious service. Reviewed on: 24th April 2025

Very good experience and ready for the best deal always

Very good experience and ready for the best deal always Reviewed on: 24th April 2025

Zopa was there when I needed them , it was so easy t...

Zopa was there when I needed them , it was so easy to get what I needed , now I'm working on getting my credit sorted out Reviewed on: 24th April 2025

Easy to access and easy to use.

Easy to access and easy to use. Helpful mobile app. Reviewed on: 24th April 2025

Very easy to use excellent vey good quality

Very easy to use excellent vey good quality Reviewed on: 24th April 2025

Great credit card to have in your pocket.

Great credit card to have in your pocket. Reviewed on: 24th April 2025

Good company ni hassle and easy to use

Good company ni hassle and easy to use Reviewed on: 24th April 2025

It is good, the best credit card and low interest...

It is good, the best credit card and low interest Reviewed on: 24th April 2025

Very helpful and a good company and good service

Very helpful and a good company and good service Reviewed on: 24th April 2025

Enjoying the services and very convenient

Enjoying the services and very convenient Reviewed on: 24th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Credit Card
from NatWest 4.40 from 63 reviews
Credit builder credit card
from Vanquis 4.78 from 19912 reviews
Platinum Credit Card
from Lloyds Bank 4.03 from 52 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub