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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

always very helpful, helped me massively when i had...

always very helpful, helped me massively when i had fraud on account and also they have stopped fraud on my account before i had chance to notice. Reviewed on: 15th January 2026

Zopa are exerlant as they are very helpful when on t...

Zopa are exerlant as they are very helpful when on the phone to them and chatt to them on line very helpful and understanding with any problems you have they listen what you have to say to them every thing they send you is allways on tome Reviewed on: 15th January 2026

They helped me when no one else would

They helped me when no one else would Reviewed on: 15th January 2026

Zopa is straight forward.

Zopa is straight forward. The app is user friendly and easy to navigate, its good thaf it can tell you via app what you can be eligible for. Reviewed on: 15th January 2026

Had no problems with this credit card very helpful a...

Had no problems with this credit card very helpful also. Reviewed on: 15th January 2026

Great contact and very informative

Great contact and very informative Reviewed on: 15th January 2026

best one

they are best i have ever used they are very helpful Reviewed on: 15th January 2026

Excellent experience from the start

Excellent experience from the start Reviewed on: 15th January 2026

Simple, transparent, and easy to manage

My experience with Zopa’s credit card has been smooth and straightforward. The application process was quick, decisions were clear, and everything was explained in plain language with no hidden surprises. The app is easy to use, payments are simple to manage, and customer support has been responsive whenever I needed help. Overall, it feels like a transparent and well-run service that does what it promises. Reviewed on: 15th January 2026

Great app

App very user friendly, clear and concise Reviewed on: 15th January 2026

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