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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Everything from start to finish has been so smooth

Everything from start to finish has been so smooth Reviewed on: 15th January 2026

Excellent customer service

Excellent customer service, low interest Reviewed on: 15th January 2026

zopa best one and it was life savier

zopa best one and it was life savier Reviewed on: 15th January 2026

Zopa have been brilliant.

Zopa have been brilliant. I didn’t have a very good credit profile only just last year, because of a fraudulent activity, due to no faul Reviewed on: 15th January 2026

Happy with the service.

Happy with the service. Everything has been great Reviewed on: 15th January 2026

From the moment I applied for my card to the pressen...

From the moment I applied for my card to the pressent time, my experience with zopa has been outstanding. Reviewed on: 15th January 2026

Customer service is excellent and people are easy to...

Customer service is excellent and people are easy to talk to Reviewed on: 15th January 2026

Customer services

Customer services are excellent. Always helpful and very quick to respond. Reviewed on: 15th January 2026

Review of services

Always there to help and give information about any changes. Reviewed on: 15th January 2026

Details of using the card and offers available are v...

Details of using the card and offers available are very well explained Reviewed on: 15th January 2026

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