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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41872 reviews)

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4.93

Based on 41,872 reviews, last reviewed 17th Jan 2026

78550% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Peace of mind Their backup support is fantastic, which gives you peace of mind. Reviewed on: 17th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41872)

Review of the Zopa, Credit card:

Great Card

Everything about the card is great. Everything is transparent and the app is so easy to navigate to make payments, track your spending and provides a free credit score! Everything has been top notch with Zopa. Reviewed on: 17th March 2021

Zopa has been great to me!

Zopa has been great to me! Really got me going when I needed them most. Reviewed on: 16th January 2026

I love Zopa, it's a great service

I love Zopa, it's a great service Reviewed on: 16th January 2026

Great service

Not been with Zopa for long but my experience has been a breeze so far, so thank you Zopa. Reviewed on: 16th January 2026

Excellent service, friendly and comprehensive.

Excellent service, friendly and comprehensive. Always willing to help resolve any problems or queries you might have. Reviewed on: 16th January 2026

I would like recommended to all to have zapa card

Very good I'm with zopa 1 years and never had problems Reviewed on: 16th January 2026

Never had any issues with dealing with Zopa

Never had any issues with dealing with Zopa Reviewed on: 16th January 2026

Honestly great, painless to set up and quick approval.

Honestly great, painless to set up and quick approval. Recieved card in under a week ready to go Reviewed on: 16th January 2026

Zopa is just good infact excellent

Zopa is just good infact excellent Reviewed on: 16th January 2026

Customer satisfaction

Have always had satisfaction with staff dealing with me online Reviewed on: 16th January 2026

Trying to build my credit score and Zopa has given m...

Trying to build my credit score and Zopa has given me a chance to do so Reviewed on: 16th January 2026

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