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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41949 reviews)

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4.93

Based on 41,949 reviews, last reviewed 20th Jan 2026

82350% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The rates are very competitive, the app is very easy... The rates are very competitive, the app is very easy to use and self explanatory Reviewed on: 20th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41949)

Review of the Zopa, Credit card:

Amazing

Great credit card and always helpful and friendly service! Reviewed on: 13th January 2023

Easy to apply for, love the app let’s me stay in con...

Easy to apply for, love the app let’s me stay in control of my spending Reviewed on: 18th January 2026

It was no hassllte to get a zopa card the web page k...

It was no hassllte to get a zopa card the web page keeps you aware of all that hapens Reviewed on: 18th January 2026

full transparency...

You know every transaction also full transparency of the complete procedure from applying to using their credit card and also a responsible lender not like some out there Reviewed on: 18th January 2026

Value for mony

I think Zopa it is easy to use and value for money. Reviewed on: 18th January 2026

good card to have

looked after when doing transactions Reviewed on: 18th January 2026

It does what it says on the package

Fantastic company, very satisfied with them , nothing fazes them, very efficient to solve any problems, and polite and curtious Reviewed on: 18th January 2026

A good card excellent lender

Am using card for credit building Reviewed on: 18th January 2026

Excellent service

Very helpful, fast response. availability when needed to assist with any issues. Reviewed on: 18th January 2026

Good customer service, quick problem solving

Good customer service, quick problem solving Reviewed on: 18th January 2026

Top Financial service of our time.

Zopa Credit Card delivers excellent value with clear terms, competitive rates, and no hidden fees. The app is easy to use, customer support is responsive, and managing your credit feels simple and stress-free. Highly recommend for a fair, modern credit experience. Reviewed on: 18th January 2026

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