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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41945 reviews)

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4.93

Based on 41,945 reviews, last reviewed 20th Jan 2026

82150% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It would be a lot better if I could ring you as your... It would be a lot better if I could ring you as your website can be difficult to navigate with Reviewed on: 20th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41945)

Review of the Zopa, Credit card:

A straight forward easy to use credit card with plen...

A straight forward easy to use credit card with plenty of advice and assistance Ava if required Reviewed on: 10th January 2024

good card to have

looked after when doing transactions Reviewed on: 18th January 2026

It does what it says on the package

Fantastic company, very satisfied with them , nothing fazes them, very efficient to solve any problems, and polite and curtious Reviewed on: 18th January 2026

A good card excellent lender

Am using card for credit building Reviewed on: 18th January 2026

Excellent service

Very helpful, fast response. availability when needed to assist with any issues. Reviewed on: 18th January 2026

Good customer service, quick problem solving

Good customer service, quick problem solving Reviewed on: 18th January 2026

Top Financial service of our time.

Zopa Credit Card delivers excellent value with clear terms, competitive rates, and no hidden fees. The app is easy to use, customer support is responsive, and managing your credit feels simple and stress-free. Highly recommend for a fair, modern credit experience. Reviewed on: 18th January 2026

Easy application, easy to use and straightforward la...

Easy application, easy to use and straightforward layout on the app and excellent customer service. Reviewed on: 18th January 2026

Excellent good credit to help people with bad credit

Excellent good credit to help people with bad credit Reviewed on: 18th January 2026

Zopa bank and card is everything that I need.

Zopa bank and card is everything that I need. Reviewed on: 18th January 2026

Excellent

Great for when I’m in a tight spot Reviewed on: 17th January 2026

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