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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Never had a problem , easy to apply for

Never had a problem , easy to apply for Reviewed on: 15th January 2026

Great products easy to talk with

Great products easy to talk with Reviewed on: 15th January 2026

Zopa credit card review

Quick easy to use and keep a track on my outgoings. Easiest way to make payments back on this card than my other provider. Definitely a great card and customer service. Reviewed on: 15th January 2026

Zopa gave me a card when I had a poor credit score a...

Zopa gave me a card when I had a poor credit score and was struggling to get credit. My score was slowly improving but they were one of the first organisations that took a chance on me, and it’s not been 2+ years since I’ve been using Zopa. Reviewed on: 15th January 2026

Great service

Really easy to use and apply, great service Reviewed on: 15th January 2026

Atlas the great

I have never had a problem from applying for a card. Never had any issues carry on the good work Reviewed on: 15th January 2026

I like zopa because they believe in helping there cl...

I like zopa because they believe in helping there clients there very understanding when you talk to them about being in a difficult financial situation helped me no end Reviewed on: 15th January 2026

Prompt & efficient services

Prompt & efficient service, friendly & helpful Reviewed on: 15th January 2026

Easy access to the app and good custoemr service whe...

Easy access to the app and good custoemr service when i need it Reviewed on: 15th January 2026

really happy with card great app and customer servic...

really happy with card great app and customer service excellent when i reach out to them. Reviewed on: 15th January 2026

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