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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Awesome credit card provider

Awesome credit card provider , customer service is excellent a, easy to use app Reviewed on: 15th January 2026

Good customer service very good app offer a lot of p...

Good customer service very good app offer a lot of products Reviewed on: 15th January 2026

Great service, easy to use app and customer care/ se...

Great service, easy to use app and customer care/ service an amazing experience Reviewed on: 15th January 2026

Improving quality of life

I had a poor credit rating and was struggling to improve it. The card from Zopa has helped me build my score and in doing that, it’s helped me improve my quality of life. Reviewed on: 15th January 2026

Ace card keeps in touch and limit is ace

Ace card keeps in touch and limit is ace Reviewed on: 15th January 2026

Very friendly staff,Prompt replies, easy to use app

Very friendly staff,Prompt replies, easy to use app Reviewed on: 15th January 2026

Excellent loan & credit card but I’ve had both great...

Excellent loan & credit card but I’ve had both great & appalling customer service Reviewed on: 15th January 2026

Fast, efficient, excellent company.

Fast, efficient, excellent company. Reviewed on: 15th January 2026

Excellent experience so far with excellent Apps

Excellent experience so far with excellent Apps that provide everything you need Reviewed on: 15th January 2026

Great card and experience great incentives

Great card and experience great incentives Reviewed on: 15th January 2026

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