Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good

Easy to apply for and fast arriving Reviewed on: 28th April 2025

Very good service.

Very good service. I am very happy. Reviewed on: 28th April 2025

Good customer service very helpful advice quick at s...

Good customer service very helpful advice quick at sorting out any problems you may have Reviewed on: 28th April 2025

What I can say is Good and reliable service

What I can say is Good and reliable service Reviewed on: 28th April 2025

Fantastic experience and would recommend customers a...

Fantastic experience and would recommend customers and friends Reviewed on: 28th April 2025

Very helpful and easy to use and navigate the card.

Very helpful and easy to use and navigate the card. Reviewed on: 28th April 2025

Has helped me rebuild my credit, and life is good...

Has helped me rebuild my credit, and life is good again Reviewed on: 28th April 2025

Whenever I have a query Zopa employee sorts it amica...

Whenever I have a query Zopa employee sorts it amicably for me. Reviewed on: 28th April 2025

Nice and easy

Easy to use app very easy to apply Reviewed on: 27th April 2025

Automation enhanced services gives better customer s...

Automation enhanced services gives better customer services Reviewed on: 27th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Capital One 4.16 from 301 reviews
Credit cards
from Virgin Money 3.83 from 813 reviews
Credit card (discontinued)
from Metro Bank 4.72 from 880 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub