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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Best Credit Card Offer

Applying for credit card with Zopa bank was so easy and straight forward process which I have recommend to friends and family. Zopa bank credit card is excellent Reviewed on: 26th April 2025

Recommend zopa credit card and bank account

Recommend zopa credit card and bank account Reviewed on: 26th April 2025

Great product

Very good to deal with. Gives people with bad credit a chance. Reviewed on: 26th April 2025

Easy to apply, giving you an increaae limit after 6m...

Easy to apply, giving you an increaae limit after 6months. Loan option will tell you if you can have it. Easily comes straight away to your account. 5 stars Reviewed on: 26th April 2025

Everything is clear, easy to understand in plain Eng...

Everything is clear, easy to understand in plain English. No hidden charges and on hand If you have any queries Reviewed on: 26th April 2025

Good limit, excellent checks and due diligence easy...

Good limit, excellent checks and due diligence easy to pay each month Reviewed on: 26th April 2025

I love the service being provided by the financial s...

I love the service being provided by the financial services company. They came to my aid at the time of need Reviewed on: 26th April 2025

Good service and easy service experience for saving...

Good service and easy service experience for saving money Reviewed on: 26th April 2025

Helping hand during my low times

Helping hand during my low times Reviewed on: 26th April 2025

I have a credit card and I don’t have any problems I...

I have a credit card and I don’t have any problems I check the app and then I know my balance and my next payment Reviewed on: 26th April 2025

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