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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great service and fast effecuent customer service

Great service and fast effecuent customer service Reviewed on: 26th April 2025

I've used my zopa credit card for a few years and an...

I've used my zopa credit card for a few years and and I find it very useful when I've to pay for stuff. I'm kept upto date on my credit rating and ways to improve it. I'll recommend it. Reviewed on: 26th April 2025

Excellent company and so easy to speak to

Excellent company and so easy to speak to Reviewed on: 26th April 2025

Good value the card. Good service.

Good credit card.value the credit.and good customer service. Reviewed on: 26th April 2025

Good card to have use anywhere, easy and assessable...

Good card to have use anywhere, easy and assessable on your phone I have been using zopa for over 3 years and no issues so far Reviewed on: 26th April 2025

Excellent service

Zopa are very easy to deal with and are very accommodating Reviewed on: 26th April 2025

Very user friendly based app and helpful

Very user friendly based app and helpful Reviewed on: 26th April 2025

Very good to deal with and simple to understand

Very good to deal with and simple to understand Reviewed on: 26th April 2025

I'm happy with my card easy app and good...

I'm happy with my card easy app and good help Reviewed on: 26th April 2025

Good app but interest is little high

Good app but interest is little high Reviewed on: 26th April 2025

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