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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

A very easy to use app, which is very easy to naviga...

A very easy to use app, which is very easy to navigate clear and easy to understand Reviewed on: 25th April 2025

Reliable and Efficient.

Reliable and Efficient. High rate of customers satisfaction. Reviewed on: 25th April 2025

Easy to use and control

Easy to apply and with the application easy to use and control Reviewed on: 25th April 2025

Really good company and would recommend

Really good company and would recommend Reviewed on: 25th April 2025

The staff who work for Zopa are very nice, and help...

The staff who work for Zopa are very nice, and help you immediately. Reviewed on: 25th April 2025

Love the app easy to access and customer service is...

Love the app easy to access and customer service is great very friendly and welcoming to talk to. Reviewed on: 25th April 2025

My bill wasn’t demanded immediately, I had 2 months...

My bill wasn’t demanded immediately, I had 2 months before I had to pay back. Reviewed on: 25th April 2025

Exactly what I want quick and easy process and all d...

Exactly what I want quick and easy process and all done online no talking too anyone I would rather email or text Reviewed on: 25th April 2025

Reliable,trusted.

Reliable,trusted.. the customer service team knows what there doing Reviewed on: 25th April 2025

Fantastic product and amazing customer service

Wonderful. Professional service and friendly staff. Good product and quality servicing Reviewed on: 25th April 2025

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Want to see more from Zopa?

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