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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Wonderful, professional team no task to difficult

Wonderful, professional team no task to difficult Reviewed on: 23rd April 2025

Good experience great customer service easy app

Good experience great customer service easy app Reviewed on: 23rd April 2025

Best credit card ever

Using this card long time. No issues at all. Love to use this card for everyday shopping. Very helpful and excellent service. Thank you Zopa Reviewed on: 23rd April 2025

A very good all around performance and service

A very good all around performance and service Reviewed on: 23rd April 2025

Excellent app is great credit card is great

Excellent app is great credit card is great Reviewed on: 23rd April 2025

Enjoying using Zopa easier to use good customer serv...

Enjoying using Zopa easier to use good customer service even talking online so I would recommend it to my hold family well done zopa Reviewed on: 23rd April 2025

Great credit card ,money when I need it and easy to...

Great credit card ,money when I need it and easy to make repayments, the app is very easy to understand Reviewed on: 23rd April 2025

Good experience, I have recommended your bank to my...

Good experience, I have recommended your bank to my friends. Reviewed on: 23rd April 2025

Zopa are quick and easy to use highly recommend

Zopa are quick and easy to use highly recommend Reviewed on: 23rd April 2025

Very good service overall.

Very good service overall. I'm very happy with the app, the way it works and easy to use Reviewed on: 23rd April 2025

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