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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great card so easy to use so helpful when there’s a...

Great card so easy to use so helpful when there’s a problem staff are so polite and helpful Reviewed on: 25th April 2025

Great information on the app and regular updates on...

Great information on the app and regular updates on spending and interest. Can’t fault it Reviewed on: 25th April 2025

Zopa were brilliant when I needed to apply for a cre...

Zopa were brilliant when I needed to apply for a credit card having not had one for many years to help build my credit rating Reviewed on: 25th April 2025

I’ve had a credit card and a loan with Zopa and they...

I’ve had a credit card and a loan with Zopa and they are amazing. Good rates of interest and fantastic customer service. 101% recommend these guys everytime! Reviewed on: 25th April 2025

Great customer service genuinely care

Great customer service genuinely care Reviewed on: 25th April 2025

Great service when I have rang great rates

Great service when I have rang great rates Reviewed on: 25th April 2025

Excellence customer service experience at different...

Excellence customer service experience at different tiitoupoints.The experience is unparalleled. Reviewed on: 25th April 2025

I am very pleased with the credit agreements

I am very pleased with the credit agreements Reviewed on: 25th April 2025

Excellent

The app is very easy to use and I receive notifications regularly Reviewed on: 25th April 2025

Easy to use and efficient service

Easy to use and efficient service Reviewed on: 25th April 2025

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