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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent card

Excellent card for bad credit. Would definitely give them 5 stars never had a problem easy to use and the app is so easy and convenient Reviewed on: 23rd April 2025

Preview of zupa

Any time i phoned up with a query i get first class service always very clear to understand very good service Reviewed on: 23rd April 2025

Easy to use gave me a chance easy repayment...

Easy to use gave me a chance easy repayment Reviewed on: 23rd April 2025

Great service never had a money issue with them and...

Great service never had a money issue with them and fast and affiliate Reviewed on: 23rd April 2025

Happy with all happyaspects if using zopa

Happy with all aspects if using zopa Reviewed on: 22nd April 2025

Great service rewards loyal customers.

Great service rewards loyal customers. Have recommended to family and friends. Reviewed on: 22nd April 2025

I applied 3 times for a bank account after receiving...

I applied 3 times for a bank account after receiving a message from Zopa. However, all three times, No answer on the progress of the application, even after sending ID documents. I find this for now, poor service. Otherwise Zopa is good Reviewed on: 22nd April 2025

Very nice and connected services

Very nice and connected services Reviewed on: 22nd April 2025

Great Card

Very easy to manage & responsible lending Reviewed on: 22nd April 2025

Service excellent, polite staff.

Service excellent, polite staff.. Reviewed on: 22nd April 2025

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