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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good APR.

Good APR. Never had trouble with Zopa and have recommended to friends and family Reviewed on: 25th April 2025

Excellent service payments very reasonable credit li...

Excellent service payments very reasonable credit limits affordable Reviewed on: 25th April 2025

Excellent Service

Very friendly staff and easy platforms to work from with good credit card product Reviewed on: 25th April 2025

Very prompt and easy to use it's timely and always t...

Very prompt and easy to use it's timely and always there for me to use Reviewed on: 25th April 2025

I've rated customer service with them as good.

I've rated customer service with them as good. I've never had to make contact with them however family have that I recommend credit card too and they said was great in sorting out issiw but seemed confused trying to explain issues Reviewed on: 25th April 2025

No issues as of yet apart from my limit

No issues as of yet apart from my limit Reviewed on: 25th April 2025

Overall very satisfied with Zopa

Overall very satisfied with Zopa Reviewed on: 25th April 2025

Increased credit limit

So easy to make purchases, get increase credit limit and overall I am so happy to have a credit card that offers so much more than just a card.I am very happy with my increase in credit card, I was able to purchase items i’ve been looking at for. while now. Reviewed on: 25th April 2025

I have had the good experience with them recommend

I have had the good experience with them recommend Reviewed on: 25th April 2025

Loved every minute of it enjoyed

Loved every minute of it always been there when needed Reviewed on: 25th April 2025

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