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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Flexibility

They have made my life easier to have a treat every now & again by being very flexible with my card credit allowance. Reviewed on: 22nd April 2025

It’s excellent I don’t have any problems with that

It’s excellent I don’t have any problems with that Reviewed on: 22nd April 2025

Very helpful.

Very helpful. Good thing to have Reviewed on: 22nd April 2025

Great company to deal with professional but accessib...

Great company to deal with professional but accessible only good dealings Reviewed on: 22nd April 2025

Really easy to apply and get help if needed.

Really easy to apply and get help if needed. Reviewed on: 22nd April 2025

No credit increase offered very disappointing

No credit increase offered very disappointing Reviewed on: 22nd April 2025

Zopa services are spot on.

Zopa services are spot on. They are very responsive and their app is totally dependable. The process of getting a loan from is also very simplified and stress free Reviewed on: 22nd April 2025

Very good excellent service.

Very good excellent service........ Reviewed on: 22nd April 2025

Since beginning nothing wrong happened

Since beginning nothing wrong happened Reviewed on: 22nd April 2025

Many benefits the best one credit card ever

The best one credit card to be honest Reviewed on: 22nd April 2025

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