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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Happy customer

Good card, easy access, App easy to use Reviewed on: 25th April 2025

I have no problem with the service.

I have no problem with the service. Reviewed on: 25th April 2025

Very friendly staff and very efficient

Very friendly staff and very efficient Reviewed on: 25th April 2025

Zopa cares

Zopa accepted when I wasn't in a good financial place and gave me a chance. They helped me when I was in need and I appreciate that. Their app has some really useful tips in them to. Reviewed on: 25th April 2025

Easy to use

Very easy to use the app and good rate Reviewed on: 25th April 2025

My experience with Zopa is excellent.

My experience with Zopa is excellent. A good customer relations, proactive and suitable product to offer customers Reviewed on: 25th April 2025

Great company very professional and efficient

Great company very professional and efficient Reviewed on: 25th April 2025

Amazing card if you need that extra little help

Amazing card if you need that extra little help Reviewed on: 25th April 2025

The Zopa card offers the chance to improve my financ...

The Zopa card offers the chance to improve my finance with realistic ways that's is affordable. The make things easy for the customer and the many ways to manage my money. Reviewed on: 25th April 2025

Great company

Very easy to apply and very easy to use the app to see what you are spending Reviewed on: 25th April 2025

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