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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good rates and easy to use App, there is a bank acco...

Good rates and easy to use App, there is a bank account available now with good interest Reviewed on: 22nd April 2025

No problem with Zopa credit card.

No problem with Zopa credit card.Works very well for me. Good credit card company.. Reviewed on: 22nd April 2025

Professional and courteous

Customer focused well run professional Reviewed on: 22nd April 2025

Allways accurate allways helpful absolutely not one...

Allways accurate allways helpful absolutely not one issue in 5 years highly recommended Reviewed on: 22nd April 2025

Fast easy and excellent service, great site and app

Fast easy and excellent service, great site and app Reviewed on: 22nd April 2025

Always happy .

Always happy and very happy and excited always. Reviewed on: 22nd April 2025

Amazing experience.

Always happy to help, quick service and really understand us as customers, I will only ever use zopa from now on. Reviewed on: 22nd April 2025

Zopa. Great Service

Since I’ve been with Zopa I have received nothing but excellent service and helpful hints. Very satisfied Reviewed on: 22nd April 2025

My experience has been nothing but great

My experience has been nothing but great Reviewed on: 22nd April 2025

Excellent customer service great interest rate for s...

Excellent customer service great interest rate for savings Reviewed on: 22nd April 2025

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