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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent with customer i like they way they treat t...

Excellent with customer i like they way they treat their customers Reviewed on: 22nd April 2025

Great app.

Great app. Easy to use. Interested rate not too bad. Useful steps to save money Reviewed on: 22nd April 2025

Been great, been treated really well

Been great, been treated really well Reviewed on: 22nd April 2025

Very good no issues with the company

Very good no issues with the company Reviewed on: 22nd April 2025

Very happy with the service provided

Very happy with the service provided Reviewed on: 22nd April 2025

No issues .

No issues ..good service..very quick and eficient Reviewed on: 22nd April 2025

Very easy to open account.

Very easy to open account. App is very good all products in one place. Reviewed on: 22nd April 2025

Very helpful in all aspects. Great company

Very helpful in all aspects. Great company have not had a bad experience Reviewed on: 22nd April 2025

Smooth transaction

Easy service, easy access by app, didn’t have to use customer service but all was quickly friendly and easy. Decision for approval was quick and straightforward. All information were clear Reviewed on: 22nd April 2025

Better Credit Score

For years my credit score wasn't good. Every credit card providers has turned me down, but finally Zopa came handy to improved my credit score. Reviewed on: 22nd April 2025

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