Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Never had any issues with the card .

Never had any issues with the card . The app is very easy to navigate with some helpful tips on how to manage your finances. Reviewed on: 24th April 2025

It has been a wonderful experience for me since I st...

It has been a wonderful experience for me since I started using Zopa Reviewed on: 24th April 2025

Zopa credit card simple to use and recommend to all.

Straight forward easy to manage and recommend to everyone who is eligible to participate in Zopa. Reviewed on: 24th April 2025

Never had a problem and easy to use

Never had a problem and easy to use Reviewed on: 24th April 2025

Easy to use, really good mobile app

Easy to use, really good mobile app Reviewed on: 24th April 2025

Great card by a great company everything is so easy...

Great card by a great company everything is so easy and really clear Reviewed on: 24th April 2025

Easy reliable credit card to use

Easy reliable credit card to use Reviewed on: 24th April 2025

Zopa credit card always available to rescue me when...

Zopa credit card always available to rescue me when in need Reviewed on: 24th April 2025

Zopa are absolutely brilliant never had no problem

Zopa are absolutely brilliant never had no problem Reviewed on: 24th April 2025

Won't increase my credit limit even though I have no...

Won't increase my credit limit even though I have not missed any payments Reviewed on: 24th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

British Airways credit card
from American Express 4.01 from 92 reviews
American Express Credit Card
from American Express 3.78 from 120 reviews
Everyday Credit Card
from Santander 4.17 from 25 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub