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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very clean and responsive app.

Very clean and responsive app. Payments update immediately. Statements are clear and easy to understand. Reviewed on: 22nd April 2025

I used Zopa credit card to build my credit score.

I used Zopa credit card to build my credit score. Very reliable, easy to navigate on the app and helpful customer service. Reviewed on: 22nd April 2025

Great service really responsive customer team.

Great service really responsive customer team. I love it Reviewed on: 22nd April 2025

Simple to set up,use, and pay.

Simple to set up,use, and pay.Not much more to say. Does what it says on the can Reviewed on: 22nd April 2025

Best credit card Ever I love zapo.

Best credit card Ever I love zapo. Reviewed on: 22nd April 2025

Best card

Great and easy to understand, it's very easy to use and to understand the online account Reviewed on: 22nd April 2025

Excellent from the start to finish

Excellent from the start. Never had any problems. Reviewed on: 22nd April 2025

hacked account

Sorted me out when they noticed aid been hacked and a couple of suspicious transactions had been stopped. Got me a new Cardin a couple of days ago Reviewed on: 22nd April 2025

Ok for building credit

Ok for building credit but due to the high interest rate it’s not a long term solution Reviewed on: 22nd April 2025

Good company I'm so happy if the company

Good company I'm so happy if the company Reviewed on: 22nd April 2025

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