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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent service.

Excellent service. Very helpful. Recommended. Reviewed on: 24th April 2025

Feels like part of a family.

Feels like part of a family. In addition to my credit I have savings schemes and a debit card. Great communication and easy and safe transfers between accounts and other held accounts. Reviewed on: 24th April 2025

Satisfied customer

Easy online paying and instantly. Reviewed on: 24th April 2025

Quick and easy to navigate and easy to download the...

Quick and easy to navigate and easy to download the app also cheap repayments too Reviewed on: 24th April 2025

I like very much . I used all Zopa Products

I like very much . I used all Zopa products Reviewed on: 24th April 2025

Always great, easy banking.

Always great, easy banking. No problems at all. Responsible borrowing. Reviewed on: 24th April 2025

Just what I need

Communication is regular and clear. The app is easy to use and everything just works. Super handy having the option for a credit cushion on your balance. Reviewed on: 24th April 2025

Very good service & quick & very helpful

Very good service & quick & very helpful Reviewed on: 24th April 2025

Great company and way to get card from

Great company and way to get card from Reviewed on: 24th April 2025

Very good experience

Very good experience whenever you need a backup Reviewed on: 24th April 2025

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