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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great, thank you, amazing company!

Great, thank you, amazing company! I appreciate everything you have done for me and for the credit card you have offered. Reviewed on: 22nd April 2025

Zopa do the basics and keeps everything simple and t...

Zopa do the basics and keeps everything simple and transparent. Reviewed on: 22nd April 2025

Top Dogs in this Sphere

Friendly support staff, excellent service with no problems. Thx Reviewed on: 22nd April 2025

Great product to build credit rating

Great product to build credit rating Reviewed on: 22nd April 2025

Great service and excellent range of products with u...

Great service and excellent range of products with useful money tips to boot. Reviewed on: 22nd April 2025

Great, best credit card i have ever had.

Great, best credit card i have ever had. Reviewed on: 22nd April 2025

It's been so easy and user friendly

It's been so easy and user friendly Reviewed on: 22nd April 2025

easy to use and friendly

I find zopa easy to use and friendly Reviewed on: 22nd April 2025

Very good credit card and easy app

Very good credit card and easy app Reviewed on: 22nd April 2025

Zoopa Zopa

Always there for good rates and service great may it continue.... A Zoopa Zopa experience Reviewed on: 22nd April 2025

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