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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good so far

Good so far, had a small increase which was good Reviewed on: 22nd April 2025

Great banking, good credit card.

Great banking, good credit card. Not had any issues with them at all. Reviewed on: 22nd April 2025

When I applied on line for this it was very quick an...

When I applied on line for this it was very quick and easy and I had my card in less then 10 days very happy Reviewed on: 22nd April 2025

Never thought I would get a credit card but zopa wer...

Never thought I would get a credit card but zopa were kind enough to give me one and after 3/4 months they uped my credit score so they have been brilliant. Reviewed on: 22nd April 2025

Easy and reliable.

Easy and reliable. Easy access in app also connected to bank Reviewed on: 22nd April 2025

Brilliant service fast customer service and useful t...

Brilliant service fast customer service and useful that everything is online. Reviewed on: 22nd April 2025

Any issues are resolved same day, also they call bac...

Any issues are resolved same day, also they call back or txt when they say they will Reviewed on: 22nd April 2025

Great customer service 24/7 always willing to help

Great customer service 24/7 always willing to help Reviewed on: 22nd April 2025

Had a loan and it was in my account within...

Had a loan and it was in my account within seconds Reviewed on: 22nd April 2025

I’m very happy with my credit card excellent bank hi...

I’m very happy with my credit card excellent bank highly recommended to everyone Reviewed on: 22nd April 2025

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