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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

greatness

fast, accurate, loyal, competent Reviewed on: 22nd April 2025

It’s a good company I recommend them

It’s a good company I recommend them Reviewed on: 22nd April 2025

Having excellent credit and they approved law lumit...

Having excellent credit and they approved law lumit is not acceptable Reviewed on: 22nd April 2025

It was so fast decision, great communication, low...

It was so fast decision, great communication, low interest rate. Love it! Reviewed on: 22nd April 2025

Don't worry about looking for another credit card

I enjoyed it my only credit card company Reviewed on: 22nd April 2025

very good , easy to use app

very good easy to use app understandable Reviewed on: 22nd April 2025

It’s great easy to use the app looks good the servic...

It’s great easy to use the app looks good the service you get I find very helpful Reviewed on: 22nd April 2025

Zopa App

Very efficient App. Ur percentage rate is so much better than main street banks. Reviewed on: 22nd April 2025

Good service and good card keeped well informed of y...

Good service and good card keeped well informed of your balance and spending Reviewed on: 22nd April 2025

Never had any problems with Zopa and the interest ra...

Never had any problems with Zopa and the interest rates are amazing Reviewed on: 22nd April 2025

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