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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to use good all round banking

APP very easy to use , professional service , low rates compared to some would recommend, pleasant experience Reviewed on: 24th April 2025

Great credit card

Very good interest rates and reliable when needed, fast service and there when you need it Reviewed on: 24th April 2025

Easy to use app

Easy to use app and good rate of interest Reviewed on: 24th April 2025

Brilliant card mony there when you need it .

Brilliant card mony there when you need it .but the draw back is had this card for 4 or 5 years now and only had one very small increase and never been late or missed a payment so not that happy Reviewed on: 24th April 2025

Excellent service online and telephone

Excellent service online and telephone Reviewed on: 24th April 2025

mintysav65

Helping to build my credit score Reviewed on: 24th April 2025

ZOPA has been excellent experience for me as a credi...

ZOPA has been excellent experience for me as a credit card no expensive interest rates etc if I’ve had to contact them which is rare staff was professional and understanding thank you zopa Reviewed on: 24th April 2025

Great service good customer care

Great service good customer care Reviewed on: 24th April 2025

Had to do a charge back for a faulty item and they s...

Had to do a charge back for a faulty item and they sorted it out really fast Reviewed on: 24th April 2025

Easy application process but lower credit limit.

Easy application process but lower credit limit. Reviewed on: 24th April 2025

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