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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Never had any problems with Zopa and the interest ra...

Never had any problems with Zopa and the interest rates are amazing Reviewed on: 22nd April 2025

Very good credit card service , always let you know...

Very good credit card service , always let you know when you're monthly payment is due. Reviewed on: 22nd April 2025

Great customer service, clear communication and info...

Great customer service, clear communication and information. Easy access and quick access Reviewed on: 22nd April 2025

Great customer service and really helpful

Great customer service and really helpful Reviewed on: 22nd April 2025

Really easy to use and very helpful brilliant

Really easy to use and very helpful Reviewed on: 22nd April 2025

Fantastic company

Anytime I have had to speak to customer service they have been very helpful not that I have had to contact them much as Zopa keep you posted and up to date regarding your account transactions Reviewed on: 22nd April 2025

Good service, easy to use.

Good service, easy to use. Very open and clear reference costs. Reviewed on: 22nd April 2025

Brilliant product great credit limit

Brilliant product great credit limit Reviewed on: 22nd April 2025

I am so happy with my credit card, good service easy...

I am so happy with my credit card, good service easy way to apply Reviewed on: 22nd April 2025

Simply the best!

They are wonderful. So helpful and very fast at making decisions. They are the best and much better than my old card provider. Reviewed on: 22nd April 2025

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