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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

My experience with Zopa credit card been nothing but...

My experience with Zopa credit card been nothing but great I’m happy to be apart of the team Reviewed on: 24th April 2025

Zopa for premium banking and credit card services

Zopa credit card services have always provided valuable information, excellent support, and a credit card and bank.account that's equal to any of tge high Street banks here in the UK Reviewed on: 24th April 2025

Fantastic service gave me a chance to prove my self...

Fantastic service gave me a chance to prove my self credit worthy Reviewed on: 24th April 2025

Zopa has provided a credit card service that is seco...

Zopa has provided a credit card service that is second to none. Always available to provide quality assistance if needed Reviewed on: 24th April 2025

Best credit card company

I can't fault them.best I've ever used Reviewed on: 24th April 2025

10/10 would recommend to friends and family

10/10 would recommend to friends and family Reviewed on: 24th April 2025

Reccomended

Professional and courteous staff. Highly recommended Reviewed on: 24th April 2025

I love the flexibility of Zopa and that they offer t...

I love the flexibility of Zopa and that they offer their customers great deals Reviewed on: 24th April 2025

Ticks all the boxes - highly recommended.

Trustworthy, easy to use website and mobile app. Excellent customer service. Ticks all the boxes! Reviewed on: 24th April 2025

Easy to use and navigate through the app

Easy to use and navigate through the app Reviewed on: 24th April 2025

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