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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good customer service and very good app

Good customer service and very good app Reviewed on: 24th April 2025

Good and fast service will be there to help you all...

Good and fast service will be there to help you all the time Reviewed on: 24th April 2025

Good credit card

You have been superb so far and I will continue with my card Reviewed on: 24th April 2025

Easy app to USE helpful when you need to pay a bill...

Easy app to USE helpful when you need to pay a bill or for emergencies Reviewed on: 24th April 2025

Zopa Card

It is so easy to understand your credit and payments Reviewed on: 24th April 2025

very good card.

very good card. nice & essy services Reviewed on: 24th April 2025

So easy and simple to use.

So easy and simple to use. Brilliant for neuro divergent individuals like myself Reviewed on: 24th April 2025

It was really easy for application process to get my...

It was really easy for application process to get my credit card approved and very friendly system to use I’m grateful as a customer using ZOPA. It had helped greatly abroad. Thank you. Reviewed on: 24th April 2025

Great interest rates, on saving accounts

Great interest rates, on saving accounts Reviewed on: 24th April 2025

very good to deal with.

Brilliant, exceptional service. Not heard of them prior to application, however, very good to deal with. Reviewed on: 24th April 2025

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