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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Quick easy application and good value apr

Quick easy application and good value apr Reviewed on: 22nd April 2025

Zopa credit card

Fast efficient service, reliable, Reviewed on: 22nd April 2025

The whole process from applying to receiving a Zopa...

The whole process from applying to receiving a Zopa credit card has been fantastic and not only has the credit card been fantastic there are plenty of options for other means of credit and savings which will be very handy overtime I cannot fault Zopa in anyway shape or form Reviewed on: 22nd April 2025

Good experience and Good Customer Services

Good experience and Good Customer Services Reviewed on: 22nd April 2025

Very helpfull.

Very helpfull.................easy app Reviewed on: 22nd April 2025

I'm really loving it and having the best experience

I'm really loving it and having the best experience Reviewed on: 22nd April 2025

Great overall experience, fast and easy to use onlin...

Great overall experience, fast and easy to use online account Reviewed on: 22nd April 2025

Great company

Great experience never had any problems Reviewed on: 22nd April 2025

Very quick & efficient.

Very quick & efficient. Tells you immediately what your credit limit will be. Reviewed on: 22nd April 2025

Fabulous service and easy to use .

Fabulous service and easy to use . Reviewed on: 22nd April 2025

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