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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy street

Low interest, very easy to use ,very happy all in all Reviewed on: 23rd April 2025

It was easy too use and very comfortable

It was easy too use and very comfortable Reviewed on: 23rd April 2025

Highly recommend - App really user friendly.

App really user friendly. Notifications and security really good. Reviewed on: 23rd April 2025

Brilliant everyday creditcard

Brilliant everyday credit card no hidden fees Reviewed on: 23rd April 2025

Great credit card to use, app is easy and lets you k...

Great credit card to use, app is easy and lets you know what you’ve spent. Reviewed on: 23rd April 2025

I have found zopa to be overall very good compared t...

I have found zopa to be overall very good compared to other credit providers Reviewed on: 23rd April 2025

Good for improving credit rating

Good for improving credit rating Reviewed on: 23rd April 2025

Good service, customer services and Zopa gives you a...

Good service, customer services and Zopa gives you a credit limit that you can afford Reviewed on: 23rd April 2025

Easy to apply and got a yes within minutes of applying.

Easy to apply and got a yes within minutes of applying. Reviewed on: 23rd April 2025

Great service

Great service, very easy to use, glad I have chosen Zopa Reviewed on: 23rd April 2025

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