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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy application and useful card to have

Easy application and useful card to have Reviewed on: 22nd April 2025

Easy to apply for.

Easy to apply for. Good customer service support Reviewed on: 22nd April 2025

Always available at all times love their services

Always available at all times love their services Reviewed on: 22nd April 2025

Zopa credit card

Great app and easy to navigate, lots if helpful features as well , a messaging option with agent on hand to help with queries , also like the card feature which is very secure . Reviewed on: 22nd April 2025

A bit expensive the interest rate

A bit expensive the interest rate Reviewed on: 22nd April 2025

Very good experience for me goodbye

Very good experience for me goodbye Reviewed on: 22nd April 2025

Very easy to use and easy to install and easy to tal...

Very easy to use and easy to install and easy to talk to Reviewed on: 22nd April 2025

Easy to use app and always helpful

Easy to use app and always helpful Reviewed on: 22nd April 2025

Zopa have been very helpful easy to use...

Zopa have been very helpful and super easy to use Reviewed on: 22nd April 2025

Perfect credit card.

Perfect credit card. One of the best Reviewed on: 22nd April 2025

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