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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Superb service

Superb service there when I needed tvem Reviewed on: 22nd April 2025

Great bank with loads of fab products and offers

Great bank with loads of fab products and offers Reviewed on: 22nd April 2025

Clear and simple instructions and easy to use app

Clear and simple instructions and easy to use app Reviewed on: 22nd April 2025

Brilliant company help sort out a fraudulent request

Brilliant company help sort out a fraudulent request Reviewed on: 22nd April 2025

Easy way to apply informed of credit increase and yo...

Easy way to apply informed of credit increase and your own to accept or not easy way to make payments Reviewed on: 22nd April 2025

Never had a problem with them been with them for...

Never had a problem with them been with them for years Reviewed on: 22nd April 2025

Good and easy app no surprise costs

Good and easy app no surprise costs Reviewed on: 22nd April 2025

Amazing customer service

Excellent customer service. Extremely helpful and polite. Card is easy to use and the app is very informative Reviewed on: 22nd April 2025

My zopa account is the best ever

I have never had problems at all ever with zopa Reviewed on: 22nd April 2025

A service better than any other provider - by far!!

Zopa from the very beginning has been an excellent service! I have a credit card and a loan from them and my experience in both cases, has been smooth sailing and highly professional. They regularly review my account and see I am keeping up with all payments each month, and in return, I receive exceptional offers from them. I have not received this kind of service from any other provider and I will continue to stay a loyal customer with Zopa. Thank you for providing such an amazing service where I feel supported and appreciated. Reviewed on: 22nd April 2025

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