Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

View other Zopa products

4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

It's the everyone car a card that everyone can use a...

It's the everyone car a card that everyone can use and easily control there spending with help and support for all customers at hand 24/7 for all there day to day enquiries Reviewed on: 22nd April 2025

Simple and easy to manage!

Simple and easy to manage! Great helpful team always at the end of the phone. Reviewed on: 22nd April 2025

Zopa provides excellent customer service

Zopa provides excellent customer service Reviewed on: 22nd April 2025

Fast and easy application.

Fast and easy application. Great communication Reviewed on: 22nd April 2025

Well informed and great products

Well informed and great products Reviewed on: 21st April 2025

Very flexible for what I need.

Very flexible for what I need..good rates and affordable repayments.. Reviewed on: 21st April 2025

Great card and service easy to use and customer serv...

Great card and service easy to use and customer service is great Reviewed on: 21st April 2025

Happiness

Helped me in getting a new car with a loan through a sister company Reviewed on: 21st April 2025

Great rates to suppor building credit, easy to use a...

Great rates to suppor building credit, easy to use app to access the account and check balances, transactions with good security when purchasing abroad. Zopa also has great offers on other finanicial products such as quick and easy loans with good interest rates Reviewed on: 21st April 2025

ZOPA IS Top Class

I Just started ZOPA 2 months ago, just Account but no savings account. I got Interest.Thank and ZOpa. Reviewed on: 21st April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Jaja Finance 4.68 from 942 reviews
Credit card (discontinued)
from Tandem 4.66 from 358 reviews
Fluid Credit Card
from NewDay 4.37 from 103 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5954 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub