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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Everything you could ask for in a good company easy...

Everything you could ask for in a good company easy customer service easy app to use and be in control Reviewed on: 23rd April 2025

Zopa has made life so much easier for me ...

Zopa has made life so much easier for me and my family because I have a lot of money to spend and I’m not charged much. I have somewhere to fall back on when I am financially down. Reviewed on: 23rd April 2025

Amazing thank you for all your help

Amazing thank you for all your help Reviewed on: 23rd April 2025

Excellent service keep up the good work

Excellent service keep up the good work Reviewed on: 23rd April 2025

Very good card very informative good company as wel...

Very good card very informative good company as well definitely recommend Reviewed on: 23rd April 2025

Easy to use .Great

Easy to use . Always helpful . Easy to apply and add other banks . Definitely recommend to my friends . Reviewed on: 23rd April 2025

Really easy to use.

Really easy to use. Speedy customer service. Reviewed on: 23rd April 2025

TheEy are a great company they help me times was...

They are a great company they help me times was hard Reviewed on: 23rd April 2025

Was one 9f the easiest things I have done and applie...

Was one 9f the easiest things I have done and applied for onlybtookn5 mins Reviewed on: 23rd April 2025

Great card and company and would have no hesitation...

Great card and company and would have no hesitation in reco Reviewed on: 23rd April 2025

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