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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to talk and customer service

Easy to talk to and customer service Reviewed on: 23rd April 2025

Easy app to use, friendly staff on the end of a phone.

Easy app to use, friendly staff on the end of a phone.I am happy with the service. Thanks. Reviewed on: 23rd April 2025

Good card with good customer services

Good card with good customer services Reviewed on: 23rd April 2025

Great communication.

Great communication. Easy to use App. Reviewed on: 23rd April 2025

Very good app very good communication easy to use

Very good app very good communication easy to use Reviewed on: 23rd April 2025

Absolutely love it!

Absolutely love it! Money under control- very satisfied!!! Reviewed on: 23rd April 2025

Great and fast response from south African te

Great and fast response from south African te Reviewed on: 23rd April 2025

Good credit card to build credit score with

Good credit card to build credit score with Reviewed on: 23rd April 2025

Zopa gave me the opportunity to get a credit card

Zopa gave me the opportunity to get a credit card Reviewed on: 23rd April 2025

Zopa Credit Card

Excellent service .I am happy to use it.Very helpful. Reviewed on: 23rd April 2025

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