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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa offer a range of great financial services.

Zopa offer a range of great financial services. I like the basic account then putting money into pots. The have brilliant interest rates. Zopa for me have a very sensible lender. They give advice online on how to manage my credit card which is extremely helpful. Reviewed on: 23rd April 2025

Excelent for me, very helpful and it was great for m...

Excelent for me, very helpful and it was great for me at the time Reviewed on: 23rd April 2025

Quick response when someone tried to use my card and...

Quick response when someone tried to use my card and tefunded instantly,brilliant Reviewed on: 23rd April 2025

Great customer service and support

Great customer service and support Reviewed on: 23rd April 2025

Easy to apply and friendly staff nothing is too much...

Easy to apply and friendly staff nothing is too much trouble Reviewed on: 23rd April 2025

Great experience!

Great experience! Helpful and friendly. The app is easy to make payments at an instant Reviewed on: 23rd April 2025

Very easy to fill in form, quick response

Very easy to fill in form, quick response Reviewed on: 23rd April 2025

Easy to deal with no ptoblems at all

Easy to deal with no ptoblems at all Reviewed on: 23rd April 2025

Very good service they tell you when you can apply f...

Very good service they tell you when you can apply for new products Reviewed on: 23rd April 2025

Good app.

Good app. Easy to use. Works well with apple pay Reviewed on: 23rd April 2025

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