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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

33% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40272)

Review of the Zopa, Credit card:

It's there when I need it there is no hassle on Inte...

It's there when I need it there is no hassle on Internet Reviewed on: 15th January 2025

Transparent and easy to use.

Transparent and easy to use. Good communication when required Reviewed on: 29th April 2025

Good I used to nice I hope use everyone

Good I used to nice I hope use everyone Reviewed on: 28th April 2025

Zopa has always provided me with great products and...

Zopa has always provided me with great products and service the app is fantastic at keeping my spending under control and giving me information Reviewed on: 28th April 2025

Zopa is the right choice for money decisions.

My experience with Zopa has always been trouble free. What more could a customer want? They are a considerate company that offers multiple money services. I have only used Zopa for credit card deals and my personal view has always been one of positivity. Reviewed on: 28th April 2025

Always clear advice prompt responses and easy to fol...

Always clear advice prompt responses and easy to follow the app Reviewed on: 28th April 2025

Would recommend Good customer service

Good customer service , very helpful Reviewed on: 28th April 2025

Simply perfect

Very easy and quick to apply easy to deal with and no hassle Reviewed on: 28th April 2025

Good for credit building and excellent app & service

Good for credit building and excellent app & service Reviewed on: 28th April 2025

Excellent Zopa App easy to use.

Excellent Zopa App easy to use. Excellent customer service Reviewed on: 28th April 2025

Very good service and excellent credit card

Very good service and excellent credit card Reviewed on: 28th April 2025

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