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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41915 reviews)

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4.93

Based on 41,915 reviews, last reviewed 18th Jan 2026

80650% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

good card to have looked after when doing transactions Reviewed on: 18th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41915)

Review of the Zopa, Credit card:

Highly recommend - App really user friendly.

App really user friendly. Notifications and security really good. Reviewed on: 23rd April 2025

All super smooth, app is great, application swift an...

All super smooth, app is great, application swift and clear. Not had to call to speak to anyone either so it must just work. Reviewed on: 17th January 2026

All over good and excellent service

All over good and excellent service Reviewed on: 17th January 2026

Excellent service would recommend to a friend

Excellent service would recommend to a friend Reviewed on: 17th January 2026

Peace of mind

Their backup support is fantastic, which gives you peace of mind. Reviewed on: 17th January 2026

Satisfaction

My experience with the Zopa card has generally been positive. The app is easy to use, repayments are clear, and I like how transparent the interest and fees are. Customer support has been responsive when I needed help. There are a few areas that could be improved, but overall it’s been a reliable card for everyday use. Reviewed on: 17th January 2026

Great Bank

Great service, helpful staff and good service Reviewed on: 16th January 2026

I Am with zopa credit card its much help me for the...

I Am with zopa credit card its much help me for the expense. Reviewed on: 16th January 2026

Zopa provides a refreshing approach to customer serv...

Zopa provides a refreshing approach to customer service and an app which is advanced yet simple to use! Reviewed on: 16th January 2026

Fast and easy application with a good credit amount...

Fast and easy application with a good credit amount tailored for me, they have looked after me ever since Reviewed on: 16th January 2026

It was quick and easy to apply for...

It was quick and easy to apply for a card it was done in a few minutes with no fuss they let you know how much you spend so you can keep track on your spending and the card arrived quickly in the post Reviewed on: 16th January 2026

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