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Zopa: Credit Card reviews

View other Zopa products
4.93
Based on 39,708 reviews, last reviewed 24th Apr 2025
55% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue, great service. Never had an issue, great service. Reviewed on: 24th April 2025
Kevin B's avatar
Kevin B

Latest lowest rating:

1

Do not use.. Bounced up my interest rate a lot for no good reason Reviewed on: 23rd April 2025
Matt's avatar
Matt
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (39708)

Review of the Zopa, Credit Card:

Absolutely fantastic company

5
What more can you say. Absolutely a1 company to deal with Reviewed on: 26th January 2022
Jason Gibson 's avatar
Jason Gibson

had a low credit score and have managed to increase...

5
had a low credit score and have managed to increase with Zopa Reviewed on: 24th April 2025
christopher d's avatar
christopher d

User friendly app,

5
The app is very user friendly, you can link your bank accounts which provides better bespoke offers. Reviewed on: 24th April 2025
Lynda G's avatar
Lynda G

Excellent services

5
Excellent services, app is easy to use Reviewed on: 24th April 2025
Debbie 's avatar
Debbie

Very good to use excellent service and communication.

5
Very good to use excellent service and communication. Always providing efficient service. Reviewed on: 24th April 2025
Rich Waters's avatar
Rich Waters

Great staff and treat you with respect no matter you...

5
Great staff and treat you with respect no matter you financial history x Reviewed on: 24th April 2025
Elaine S's avatar
Elaine S

Great service, excellent product.

5
Great service, excellent product. I’ve been with them for a few years now and really happy with my experience. When I moved to the UK there were very few banks that would offer me a credit card but Zopa did and I have been extremely satisfied with their product and service ever since. Reviewed on: 24th April 2025
Stephanie B's avatar
Stephanie B

Good customer service

5
Good communication. service excellent Reviewed on: 24th April 2025
marco 's avatar
marco

Great company

5
Zopa were one of my first credit cards many years ago and I have never had anything to complain about Reviewed on: 24th April 2025
Ruth's avatar
Ruth

I have been with zopa for a while and they have been...

4
I have been with zopa for a while and they have been nothing but good and reasonable great communication with there customers fair Apr a all round good company keep the work up team zopa !!! Reviewed on: 24th April 2025
itJUSTme l's avatar
itJUSTme l

Good service, would like to be able to add the card...

4
Good service, would like to be able to add the card to my wallet though Reviewed on: 24th April 2025
Liz's avatar
Liz

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