Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

View other Zopa products

4.93

Based on 40,270 reviews, last reviewed 14th May 2025

17% decrease in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great service easy to use the app. Great service easy to use the app.. Reviewed on: 14th May 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40270)

Review of the Zopa, Credit card:

Excellent company

Zopa, have been excellent from application, until the present time. Have had no problems, the account is secure and the app sends me notifications every time the card is used. Reviewed on: 14th January 2023

Good for credit building and excellent app & service

Good for credit building and excellent app & service Reviewed on: 28th April 2025

Excellent Zopa App easy to use.

Excellent Zopa App easy to use. Excellent customer service Reviewed on: 28th April 2025

Very good service and excellent credit card

Very good service and excellent credit card Reviewed on: 28th April 2025

So easy to use the app & competitive with other...

So easy to use the app & competitive with other cards Reviewed on: 28th April 2025

Always helpful and easy to use would recommend to all

Always helpful and easy to use would recommend to all Reviewed on: 28th April 2025

Very easy to use and good customer service all there...

Very easy to use and good customer service all there to help Reviewed on: 28th April 2025

easy processes, not good services

easy processes, not good services Reviewed on: 28th April 2025

Fair and smart

I have had the credit card for a few years. Never had an issue. Customer service quick and fair Reviewed on: 28th April 2025

All ways been very good to me and treated very well...

All ways been very good to me and treated very well and given me a chance off which has worked for me 100% Regards Gary Reviewed on: 28th April 2025

Amazing really good very happy with the service

Amazing really good very happy with the service Reviewed on: 28th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Nationwide 4.02 from 193 reviews
Credit builder card
from thimbl. 4.90 from 18 reviews
Chrome Card
from Vanquis 4.25 from 8 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1258 reviews
Smart Saver
from Zopa 4.94 from 7174 reviews
Personal loan
from Zopa 4.94 from 65243 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub