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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Everything easy on app could not want a better app

Everything easy on app could not want a better app Reviewed on: 23rd April 2025

Affordable payments

Had no issues with this credit card, no problems or anything, I always pay on time also the monthly payments are always affordable! Reviewed on: 23rd April 2025

Needed help changing my payment date.

Needed help changing my payment date. Customer service was great and very helpful and was sorted straight away. Reviewed on: 23rd April 2025

Zopa...a Great Company to do business with!

Easy to deal with and fast response to questions Reviewed on: 23rd April 2025

Very good company with lots of advantages

Very good company with lots of advantages Reviewed on: 23rd April 2025

Professional,courteous and easy, any queries answere...

Professional,courteous and easy, any queries answered promptly Reviewed on: 23rd April 2025

Amazing product

They gave me a credit card when no one else would which gave me the opportunity to build Reviewed on: 23rd April 2025

Rebuild Credit.

Have given me a chance to rebuild my credit score and what a simple app as well. Very easy process from start to finish. The team were very helpful too. Reviewed on: 23rd April 2025

Fixed issues straightaway and even gave a refund

Fixed issues straightaway and even gave a refund Reviewed on: 23rd April 2025

Great credit card

Great ! The app is amazing too , support is always there if needed Reviewed on: 23rd April 2025

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