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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent service easy payment service app good Goog...

Excellent service easy payment service app good Google pay wallet easy to set up get reminders that payment due keep you informed Reviewed on: 19th April 2025

Excellent service, very easy to use anywhere via wat...

Excellent service, very easy to use anywhere via watch or phone. Would highly recommend. Reviewed on: 19th April 2025

Zopa card

Provide helpful information, the card arrived promptly and information provided was concise. Reviewed on: 19th April 2025

My saviour

Zopa is my life saviour for unexpected items I may need , Reviewed on: 19th April 2025

Great card very easy to apply.

Great card very easy to apply. No hassle no problem. Reliable APR . Great to build credit score. Highly recommended. Reviewed on: 19th April 2025

Zopa excellence

Zopa are always happy to help and always keep you updated Reviewed on: 19th April 2025

it's very good,I had a great experience with zopa

it's very good,I had a great experience with zopa Reviewed on: 19th April 2025

Exerlentfantastic experiance

Exerlent experiance always there when you need help Reviewed on: 19th April 2025

Quick and easy to join and app great

Quick and easy to join and app great Reviewed on: 19th April 2025

Zopa, great customer experience

Zopa really understand money,they are always there to help with any issues. Their customer service is excellent. Their website so easy to use and easily accessible. Customers are treated as real people not just a number and a means to increase their profits, I feel valued and would recommend Zopa to everyone. Reviewed on: 19th April 2025

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