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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great awesome Great card every 1 should have ZOPA th...

Great awesome Great card every 1 should have ZOPA thanks Reviewed on: 18th April 2025

Happy customer

Not had a problem the set up was easy phoned to ask payment dates they were very helpful and polite explained everything to me would recommend to anyone Reviewed on: 18th April 2025

Good for increasing your credit rating

Good for increasing your credit rating Reviewed on: 18th April 2025

Been very helpful when I was in need

Been very helpful when I was in need Reviewed on: 18th April 2025

Friendly, helpful and respectful respectful response...

Friendly, helpful and respectful respectful response when contacting customer services. Reviewed on: 18th April 2025

Excellent service, like the way the credit card has...

Excellent service, like the way the credit card has an option to safe guard money, to able you to manage your credit. Never experienced that with other companies. Reviewed on: 18th April 2025

Perfect, excellent thankyou, will recommend

Perfect, excellent thankyou, will recommend Reviewed on: 18th April 2025

I wanted a credit and Zopa gave me though i had no c...

I wanted a credit and Zopa gave me though i had no credit history. Zopa, the best Reviewed on: 18th April 2025

Great service.

Great service and best card. Its been a while that I am using Zopa. Loved it. Reviewed on: 18th April 2025

Great company

Great card Easy App for anyone to use.. and you’re able to pay money any time you want to. And this company keeps you updated on anything going on including your credit report must have app. And also you can use there bank account better than your Run of the Mill credit card how do nothing for there customers. I’m Extremely Happy with this service Reviewed on: 18th April 2025

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