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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Easy to manage my account and professional

Easy to manage my account and professional Reviewed on: 23rd April 2025

Excellent service and credit card and bank facilities

Excellent service and credit card and bank facilities Reviewed on: 23rd April 2025

Very easy to use and smooth process

Very easy to use and smooth process Reviewed on: 23rd April 2025

Good rates, helpful customer service.

Good rates, helpful customer service. I like the holiday savings option. Reviewed on: 23rd April 2025

Everything is excellent slick and easy would recomme...

Everything is excellent slick and easy would recommend to everyone Fantastic customer journey from start to finish Reviewed on: 23rd April 2025

Straight forward simple credit card

Straight forward simple credit card Reviewed on: 23rd April 2025

It is very convenient to use the app and facilities...

It is very convenient to use the app and facilities Reviewed on: 23rd April 2025

Quick and easy to use card and top card back up thro...

Quick and easy to use card and top card back up through the app Reviewed on: 23rd April 2025

Fantastic the best from the rest

Fantastic the best from the rest Reviewed on: 23rd April 2025

Fantastic value credit card

The credit card interest rate is very reasonable, communication is clear and quick Reviewed on: 23rd April 2025

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