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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Good rates, online service is easy to use

Good rates, online service is easy to use Reviewed on: 18th April 2025

Hi-tech app

The app has recently been updated and it has made it a much quicker and easier experience Reviewed on: 18th April 2025

I am very pleased with the quality of the products...

I am very pleased with the quality of the products Reviewed on: 18th April 2025

Easy to use app.

Easy to use app. Excellent service from customer service when needed. Reviewed on: 18th April 2025

No'1 credit card

Very easy to use, good credit limit to start......Very easy to use app Reviewed on: 18th April 2025

Good communication with great app

Good communication with great app Reviewed on: 18th April 2025

Easy to apply for.

Easy to apply for. Website that is easy to use even for me, a pensioner with few technical skills. Handy for keeping my credit score in a good position. Reviewed on: 18th April 2025

easy to use app and seam to be in control

easy to use app and seam to be in control Reviewed on: 18th April 2025

Excellent customer service and very easy to use

Excellent customer service and very easy to use Reviewed on: 18th April 2025

Zopa is very good any problems you have they sort th...

Zopa is very good any problems you have they sort them straight away best card I’ve had and I’m very happy with the service Reviewed on: 18th April 2025

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